Health Insurance Plan Types

There are a number of different health insurance plan Types for individuals without access to group health insurance.  Years ago, HMOs and other managed care plans were only available for large groups, and now individuals and families who purchase health insurance on their own have nearly as many options as customers who purchase their healthcare through a large company or organization.

Health Insurance Plan Types

By Benefit/Network Structure

Preferred Provider Organizations (PPO Health Plans)
Health Maintenance Organizations (HMO)
Point Of Service (POS)
Health Savings Account (HSA)
Consumer Directed Plan
Traditional Indemnity Plan
High Deductible Health Plans (HDHP)
Catastrophic Coverage
Supplemental Health Plans

By Customer Type