Smart Health Insurance

Health Insurance Plan Types


There are a number of different health insurance plan Types for individuals without access to group health insurance.  Years ago, HMOs and other managed care plans were only available for large groups, and now individuals and families who purchase health insurance on their own have nearly as many options as customers who purchase their healthcare through a large company or organization.

Some of the various health plan types include

Preferred Provider Organizations (PPO)
Health Maintenence Organizations (HMO)
Point Of Service (POS)
Health Savings Account (HSA)
Consumer Directed Plan
Traditional Indemnity Plan
High Deductible Health Plans (HDHP)

Individual Health Insurance
Short Term Health Insurance Plans
Student Health Insurance

Shopping For Health Insurance Plans

You should always compare health insurance quotes before you buy, regardless of which type of health insurance plan you ultimately decide is best for you and your family.  When you compare quotes, you should not only consider the monthly premiums, but also the underlying benefits, exclusions, and other out of pocket costs that may result.

To begin shopping for health insurance plans, simply enter your zip code above, to begin your health insurance quote.