Smart Health Insurance

Arizona Health Insurance Regulations

Health Insurance companies offering individual health insurance in Arizona are permitted to refuse coverage to any person that has a pre-existing medical condition. The exception to this are those that are HIPAA eligible under federal law are guaranteed coverage on a select number of individual health plans.  The premiums charged under these plans may be substantially higher than standard issue plans for healthy individuals.

Arizona does not have a state mini-COBRA regulation. Federal COBRA laws apply to companies with more than 20 employees. Your coverage under the COBRA option is the same coverage you had while you were covered under your group plan.

Arizona Health Insurance Quotes

There are many quality health insurance companies serving Arizona residents including:  Aetna, Blue Cross Blue Shield of Arizona, HealthNet, Lifewise among dozens of others.  To assure that you select the best company and health plan for you and your family, you should always compare health plans before you buy, making comparisons not just b/w monthly premiums, but also underlying benefits such as deductibles, exclusions, perscription drugs etc.. 

To compare free health insurance quotes from top Arizona health insurance companies, simply enter your zip code above to begin.

Arizona Insurance Resources

Arizona Department of Insurance Phone: 800-325-2548
Regulates the insurance laws in the state of Arizona.

Arizona Health Care Cost Containment System
Provides medical insurance and other services to low-income families that are residents of Arizona.

Arizona Medicare Assistance
The Health Services Advisory Group is a Medicare Quality Improvement Organization that provides assistance to the elderly and disabled.